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View Recent Daily Economic Updates. View Recent Latest Reports Updates. View More about Forecasts and Special Reports. Quarterly Economic Update An in-depth analysis of the key drivers of economic activity in Canada and the US including a discussion of global factors that will affect these near term forecasts. View More about Quarterly Economic Update. Provincial Economic Forecasts Current trend tracking and forecasts for each provincial economy. View More about Provincial Economic Forecasts.

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Government policy and spending responses. Menu list Articles list Location list Contact list. Select Region Canada US. Select Language English French. Competitive interest rates Whether you finance your vehicle through your branch or at the dealership.

Amortization periods of up to 7 years Let you create an affordable payment amount. Fixed or Variable Rate. Here's a quick overview of the features and benefits of a fixed versus variable rate car loan: With a Fixed Rate Car Loan Your interest rate is locked in for the entire term Your amortization term how long it takes to pay off your loan can go up to 7 years 1 disclaimer You will know exactly how much interest you'll pay over the loan term Your payment amount and term will not be affected by changes in interest rates You can switch to a variable rate at any time if rates fall 3 disclaimer.

With a Variable Rate Car Loan You can choose up to a 7-year amortization term 1 disclaimer You could save money if interest rates are already low or fall further If interest rates rise, your payments will likely stay the same, but your amortization term will increase If interest rates fall, your payments will stay the same and your amortization term will decrease, meaning you could pay off your loan sooner You can switch to a fixed rate at any time if rates go up 3 disclaimer.

Key Features

Here's a quick overview of the features and benefits of a fixed versus variable rate car loan:

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The principal and interest portion of any skipped payment will remain outstanding until the end of the term of your loan at which time the skipped payment must be repaid. Personal lending products are provided by Royal Bank of Canada and are subject to its standard lending criteria.

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